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Articles by Jo Ann Lequang
The Top 7 Myths About Debt (And The Facts)
Debt is a familiar topic but not one that is frequently discussed. That's why there are many mistaken beliefs about debt. These beliefs can hurt your ability to navigate your way out of debt!
Dreaming Of More Income? Why That Can't Fix Your Financial Health!
Many people struggling with finances dream about coming into money or boosting their income. The financial equation actually has two parts: what you earn and what you spend. We don't have as much control over earnings as we do over what we spend, particularly in discretionary areas. In fact, you can dramatically improve your financial situation if you can control your spending patterns.
Debunking The Top 10 Myths About Debt Consolidation
Debt consolidation is a highly ethical, reputable way to manage certain kinds of debts, but many people do not know much about it. Worse, many people who might benefit from debt consolidation don't have a clear understanding of how it works and how it can help them. Here are ten commonly believed myths about what debt consolidation is ... and isn't!
Two Business Models For Writers Who Want To Earn Money Online
Writers have great opportunities to earn a living or at least a second income online, but only if they first understand the basic business models for online writing. There are really only two, if you take it in broad strokes. And just about any writer can learn to work either model!
The Revolution That Turned Writers Into Publishers (and How You Might Not Realize It!)
Writers can now take advantage of a whole new business model that basically takes the publisher out of the equation. The line between writing and publishing is not just blurred, it's gone. But how many writers today realize their good fortune?
For Freelance Writers Only: The Care And Feeding Of Your Business Clients
Freelance writers who manage to land that elusive (but lucrative) business client often lose the work because of their own faux-pas. Business people and writers may live at different ends of the spectrum, but a smart writer can keep the gig by learning how to take good care of the business client.
The Financial Equation That Can Change Your Life
Most people think that the key to ending financial woes is more income. Don't get me wrong, income is very important. But at the end of the day, we don't have as much control over our income as we'd like. The other part of the financial equation is something no one thinks about. It's how much you spend. Control your spending and you can change your overall financial picture--for the better. And the best news: it's totally under your control!
A New Way Of Looking At Debt That May Surprise You
If you're in overwhelming debt, all you want to do is be debt free. But did you know that very smart, very financially savvy people sometimes get into debt .. on purpose! That's right. Debt has a real purpose and can give you incredible financial leverage. But chances are, you haven't been using it the right way!
Six Ways To Find Clients For Your Freelance Writing Business
Writing is an unusual profession and one that many feel will never generate full-time wages. So why do some writers--like myself--support themselves as writers and struggle with more than enough work while other writers don't seem to be able to find jobs? For those willing to attack the problem, there really has never been a better time to be a writer.
What The Great Depression Can Teach You About Managing Money Today
Saving is such an alien concept for many consumers, it is no wonder so many of us are faced with overwhelming debt. Frugality was practiced in the Great Depression out of sheer necessity. Today, saving strategies can simplify our lifestyle, improve our relationships, and help us not only get out of debt but save money for the future.
Why Writers Have An Advantage In Internet Marketing Of Information Products
Writers who can identify important Internet niches can apply their skills as researchers and writers to become Internet marketers.
Buying a mattress can be challenging, but if you break the process down ino smple steps, you ca get a good deal and keep your sanity. First, you need to know the main types of mattresses. Then you must decide the particular make and model you want. Last but not least, you can follow the sales and determine when to pounce based on the time when a good deal is offered. Yes, you can get a good deal on a mattress if you know what a good price is!
What You Absolutely Must Do To Succeed As A Freelance Writer
A good writer does not automatically become a successful freelance writer simply by wanting to become one. Freelance writing requires discipline, consistency, and a few tricks of the trade. If you can think about writing as a business rather than a passion or a calling, and you have the discipline to maintain regular business hours, you may have what it takes to have a successful career as a freelance writer.
Writers, Don't Waste Time On The Wrong Niches In Online Writing
Writers who want to work online often approach niches like writing topics, but that can be misleading! An ink-and-paper writer seeks the scoop, the untold story. But for online projects, it is much better to create a website or information product that taps into a pre-existing online community. In other words, finding a busy niche and a lot of competition can be a good thing for a successful online writing venture!
Secrets Of Writing For Money: Should You Specialize In One Subject Or Be A Writing-Generalist?
Professional writers can specialize in a narrow field of expertise or they can be generalists, writing about anything and everything. While most writers like to be generalists and think it offers better opportunities, the fact is that it is the specialist writer who stands the better chance of succeeding as a professional writer.
Why Writers Need To Consider Writing For A Living Now More Than Ever
Not only is it still possible for a person to earn a good living as a writer, there are opportunities available today for writers that hold unique promise. However, writing is a business and needs to be treated like a business. For those willing to do the right things, there has probably never been a better time to be a writer.
The Savvy Writer's Guide To How The World Has Changed In The Last Five Years
Johannes Gutenberg changed the world with movable type press; the world has been changed in our own lifetime by the Internet. Both events impact writers. For the savvy writer willing to learn new skills and pioneer a whole new way of doing things, online work is a great bonanza. Writers who prefer the ink-and-paper world, be warned. Things are changing!
Too Much Debt? How One Way Of Handling It Can Help Your Credit Score
Debt consolidation is one approach to coping with overwhelming debt, but don't confuse it with debt settlement, debt negotiation, debt management or bankruptcy. It's different. And unlike those other approaches or bankruptcy, debt consolidation--done properly--can actually help rather than hurt your credit score!
Know When You Have Too Much Debt ... Before It's Too Late
Most people realize they are in over their heads in debt when they have a gut feeling or visceral response to the amount of debt they are carrying. Emotions are no way to run your financial life. Many of us carry far too much debt long before we realize it and by the time we start to hit bottom, we are in serious financial trouble. Find out how to assess how much debt you have and learn what to do about it.
How A Writer Can Take Advantage Of Internet Commerce
Writers who sell words for a living often miss out on great business opportunities because they do not understand the Internet. Understanding online business is not that difficult, but it does take some new skills (which can be learned) and a new way of thinking about writing.
Debt Consolidation May Be An Important Resource For Home Business Owners
Many people dream of starting their own business, but the nuts and bolts of running a small business can be easily overlooked. It is not only important for the new business owner to save money to launch the business, it is crucial to minimize expenses to keep living expenses down in the early days of the business. One approach to financial housekeeping is debt consolidation, a way of restructuring and reorganizing debt.
The Internet Revolution For Writers
Writing is a difficult profession. While it may sound glamorous to some, the truth is that opportunities to write for publications are scarce, pay is low, and most writers suffer under editorial constraints. That has all changed with the Internet. For writers willing to re-invent themselves as "content providers," that is, sellers of content (writers and publishers rolled into one), the opportunities are enormous.
Why The Internet Offers Writers Great Business Opportunities
Writers used to depend on publishers or businesses for their living. Today, writers willing to think outside the box can use Internet business models to construct viable businesses based on content. In order to do this, writers need to learn about the Internet and various business models there and then do what they do best--write.
A Better Way Of Writing For The Internet
Writers today struggle as traditional publishing opportunities are more limited than ever and new opportunities to write online (as so-called content providers) pay very little. Despite appearances, it is actually a great time to be a writer providing you have good business skills, a desire to learn, and a willingness to study how the Internet works. Internet businesses are ideal for writers.
Writers, There's A New Game In Town!
Writers may not know it yet, but they are in big demand on the Internet. But instead of just providing content to existing Internet entrepreneuers, the savvy writer can profit from this new business model by becoming a publisher. Content-rich sites that sell advertising or information product marketing are great ways for writers to self publish and assume the risks and potential rewards once reserved only for publishers.
How To Find Out What You, As A Patient, Must Know
If youu have ever been a patient, you know how difficult it can be to get an accurate diagnosis and the right treatment. Today's patients need to get information and use physicians as part of the team rather than as the decision-maker. Fortunately, it is easier than ever for an average person (or patient) to get outstanding medical information online.