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Articles by Nicholas Bratsafolis
Tap The Equity In Your Home With A Home Equity Loan Or Home Equity Line Of Credit
Learn how your house can pay you back for all the time and money you've put into it. This article will explain how home equity loans and home equity lines of credit (HELOCs) are two viable options for tapping into your home's equity. The article will show how a HELOC is a good choice for ongoing cash needs, such as college tuition payments, while a home equity loan is more suitable for a one-time purpose, such as a major renovation.
Many homeowners with adjustable rate mortgages (ARMs) face the possibilities of default and foreclosure. Without sufficient income and home values, they can't continue to pay off their ARMs once the loans adjust to a higher rate. These "Broken ARMs" need to be fixed fast. The "Appreciating America" plan does just this by utilizing time-tested shared appreciation mortgages, which benefit both borrowers and lenders.
Government Bailouts Are Not The Answer To The Morgage Crisis
Today's mortgage and housing crisis requires more creative solutions than a govenment bail-out. Nicholas Bratsafolis, Chariman and CEO of Refinance.com, oulines his proposal to solve the crisis. His "Appreciating America" plan is a national plan to help homeowners and lenders to refinance homes in danger of foreclosure.