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Articles tagged "repayment":
3 articles found
Annual Review Vs Monthly Rest Mortgage...what Is The Difference?
The aim of this article is to set out the difference between annual review and monthly rest mortgages with a view to deciding which would best suit your financial situation. As we shall see, the main difference is the way in which lenders assess the interest to be charged on the loan.
The aim of this feature is to explain what exactly offset mortgages are and how they can be the solution for potential borrowers. Hopefully it will show how best to manage your finances whilst at the same time reducing the amount of interest owing on your various loans.
Interest Only Mortgages - Are They A Good Idea?
Many people opt for an interest only mortgage for one simple reason - it's the cheapest option. You can't blame people for choosing the 'lowest' cost option, can you? So how does an interest only mortgage work (I've had many clients call it an interest free mortgage - if only!), as against the other option of a capital repayment loan?